It is the last of the month today. I feel so flat when I think about moving, more specifically about selling and being permanently done with this house and its yard. Haven't found a patch of dirt anywhere, in any place I've lived, I didn't like. The earth is rich here, there are lots of worms and most plants grow well. It is more than I have the energy to maintain, however, which is why moving shall happen...again.
Today I transferred our wage so we start the month with money.
Made Molly's stew with the scraps I froze then blended, it came out OK.
Picked up some groceries at WW and am happy to report the chicken was only 3.99 a kg, apples were 1/2 price reduced, and chocolate (I bought with blow money) was on special. Almost feels as if all is right with the world.
I only bought the 4 things on my list at the super market.
I changed a periodic payment to fit our new budget. (I have more to change)
I have been admiring tree dahlias in local yards, I rented a place that had them and I think they are amazing & beautiful. Today Mum gave me a piece from which to start some. Now I am torn. Do I plant it knowing that I won't be here to enjoy it or attempt to keep it? I have also been thinking about the house we left and how we had fitted it out with all the things we like, gas ducted heating , evaporative air conditioning and splashes of colour. But the neighbors were awful, it didn't have an office, the area was noisy and it is sold and we have moved. Mostly we have moved the kids schooling and they have formed new relationships. I am uncomfortable with the idea that any of that will be unsettled by this coming move. I feel like I need to talk but I am not talking to my family as they are not like minded. I am not looking for someone to agree with us, I process things by talking and just need to talk. Blogging helps too.
Thursday, June 30, 2011
Wednesday, June 29, 2011
July budget
I did july's budet today, it took me ages. I have a sore back to prove it. I kept going over the numbers until I was happy. Our expenses are high & I look forward to seeing them decrease when we move, but that is not happening this week.
Today I rang around for the best price on Home & contents insurance. Alliance were $150 cheaper than the renewal at AAMI. Took a while though as I got 4 quotes, but I am happy with reducing that by $150. (Go Me)
I did 3 loads of washing & hung them on the clothesline, so they got half dry, then I put them on the dring racks inside so I avoid using the clothes dryer. Another win.
I saved all the vegies peel & little bits for Molly's Stew. Molly is our cat & I make her food also.
I went for a walk rather than turning on the heater.
That is my small efforts today. I am glad I made them.
Today I rang around for the best price on Home & contents insurance. Alliance were $150 cheaper than the renewal at AAMI. Took a while though as I got 4 quotes, but I am happy with reducing that by $150. (Go Me)
I did 3 loads of washing & hung them on the clothesline, so they got half dry, then I put them on the dring racks inside so I avoid using the clothes dryer. Another win.
I saved all the vegies peel & little bits for Molly's Stew. Molly is our cat & I make her food also.
I went for a walk rather than turning on the heater.
That is my small efforts today. I am glad I made them.
Tuesday, June 28, 2011
Today I
Its almost July and we have realised that our house is too big, the yard reqires too much maintenence and the mortgage really is more than we can afford. We came to this realisation last Friday and after discussing it with my husband and sleeping on it we are both agreed we need to downsize. This blog will be our journey from our too big time to debt free living. Yes I hope to continue this blog as we journey to completing the Dave Ramsey Babysteps, as outlined in the Total Money Makeover. We are currently on Babystep 3 having begun in October last year.
Today I used a 4 cent voucher to dave myself $1.15 on fuel. I ate up the meat with the shortest use by date. Fed the cat the fluid from the meat wrapper & saved the carrot peel to make her (Molly the cat) stew that she eats. I also made a gift bag using a local paper & some stickers my boys didn't want for my great neices 2nd birthday in about 10 days. I wrote down my spending in a book. I booked my boys into a $2 holiday activity at the local library and a free one also.
My goal is to create a sense of progress as I blog about our journey to debt free living and have a place to record & celebrate all the small steps we take to get there.
We are a family of 5. My husband & myself, 2 boys aged 5 and 7 and a cat.
We currently live in a large house, over 0 squares on 1/3 of an acre and are about to
Today I used a 4 cent voucher to dave myself $1.15 on fuel. I ate up the meat with the shortest use by date. Fed the cat the fluid from the meat wrapper & saved the carrot peel to make her (Molly the cat) stew that she eats. I also made a gift bag using a local paper & some stickers my boys didn't want for my great neices 2nd birthday in about 10 days. I wrote down my spending in a book. I booked my boys into a $2 holiday activity at the local library and a free one also.
My goal is to create a sense of progress as I blog about our journey to debt free living and have a place to record & celebrate all the small steps we take to get there.
We are a family of 5. My husband & myself, 2 boys aged 5 and 7 and a cat.
We currently live in a large house, over 0 squares on 1/3 of an acre and are about to
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